Services- lectures, speaking, books

R Hill Enterprises, Inc.

4320 Winfield Road, Cornerstone @ Cantera, Suite 200, Warrenville, Illinois, 60555, United States of America

Our Policy Performance Audit Answers Two Questions

“Am I paying too much?”

“Will the policy be there when it is needed?”

Life insurance is an asset you buy and then ignore. You pay the premium every year assuming the policy is fairly-priced and expect the benefits to be there when needed. Unfortunately, these expectations are often incorrect.

By the time the life insurance company admits the policy has not performed as originally projected and the premium you have been paying is insufficient to maintain the coverage to policy maturity, it is often too late or too costly to correct the problem. If the policy is allowed to lapse because no additional premiums are paid, in may result in a taxable event.

The most cost-effective way to minimize or avoid the above problem is “early detection”.  Our Policy Performance Audit identifies underfunded policies and recommends strategies that can be used to minimize, substantially reduce or eliminate the cost of continuing the coverage.

The Policy Performance Audit

Determines it the coverage is non-performing and if so

  • We calculate the increase in premium required to correct the deficiency.
  • Does the company now offer a more cost-effective product?
  • We determine if the policy can be converted to the new product.
  • We compare their new product to those of other companies.
  • We assist in the implementation of any changes required.

Our Policy Performance Audit truly is a win-win opportunity. It provides the client with an objective assessment of the existing policy’s performance, determines if the current benefits can be provided at a substantial annual savings and assures the beneficiaries that the proceeds will be there when needed.

According to the Social Security Administration: 94% of the Baby-boomers are not prepared for retirement.

The sad reality is that retirement is a financial position not an age. Far too many people think of retirement in terms of time however; that is only half of the equation. Retirement is time+money and so many people miss the second part “money”.

There are many reasons for this bleak statistic however, there is only one solution: EDUCATION!

We need your help in sharing with as many people as possible the information that can change this statistic.

We offer a series of 4 lectures designed to equip the attendees with enough information to make informed decisions in the areas of Wills and Trusts, Long-Term Care, Safe Alternatives to the Stock Market and Final Expense.

There are many proven strategies that will aid in keeping more of our assets in our families and away from the government. These lectures are limited to a maximum of 30 participants in order to facilitate interaction between the audience and the speaker(s).

Prominent organizations such a AARP, Manor Care Corporation, and the National Association of Retired Federal Employees have featured these very lectures and workshops and they have also been presented at many National Credit Unions and Fortune 500 companies.

For the highest quality educational lectures in personal finance; the most trusted name in Illinois is R Hill Enterprises, Inc.

Offer: a no-obligation, FREE lecture of your choice, for your group ($1497.00 VALUE) at your location. Limited to a 50 mile radius of Aurora, IL.

For more information on how we can implement this exciting and informative program in your organization contact us by filling out the “contact us” form or call 773.765.4491 and leave your organization name, your name, phone number and the best time to reach you or contact us via email:

R Hill Enterprises is a full service financial advisory company and we partner with tax and law professionals to ensure a solid financial plan.

Life & Health insurance

Financial planning

Financial reviews

Policy Performance Audit

Lower Taxes

No Risk

Competitive Returns

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We Come to You

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